By State Sen. Jeff Raatz (R-Richmond)
Financial institutions should not be allowed to discriminate against consumers based on their lawful purchases. That is why I sponsored House Enrolled Act 1084, which prevents financial institutions from discriminating against individuals who purchase a firearm.
In 2022, Visa, Mastercard and Discover began taking steps to designate purchases made at gun retailers with a specific tracking code but backed off the following year after public backlash. Several community members, however, have come to legislators with concerns that payment processors and banks either refused to do business with them outright, or that their firearm-related purchases had been denied.
HEA 1084 addresses these concerns, as it banned payment processors and financial institutions from labeling gun sales with a specific code, refusing to process or voluntarily disclosing transactions because they occur at a gun dealership.
Along with this, HEA 1084 prevents the creation of a registry of firearm purchasers in Indiana or privately owned firearms, ensuring lawful gun owners and purchasers are not subject to any violation of their privacy.
Both aspects of the law aim to prevent both private and government actors from using certain tools to deprive citizens of their Second Amendment rights.
As I continue representing Senate District 27 in the General Assembly, I will work to protect the right to keep and bear arms.
If you have any questions or concerns on these or other topics, feel free to contact me by submitting a "Contact Me" form or by calling 317-233-0930.
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State Sen. Jeff Raatz (R-Richmond) represents Senate District 27,
which includes Henry, Union and Wayne counties, and portions of Franklin County.
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